Want to know what personal finance management features banks and fintechs are offering? This report benchmarks the global top 100 PFM solutions.
Find out what features the global top 100 PFM solutions offer
The PFM benchmark report helps you to compare your bank’s personal finance management offering to competitors and FinTechs. This is a must read for any bank who wants to improve their PFM roadmap.
Comparing the top banks and fintechs in the world
The benchmark includes 100+ money management solutions in Europe, North America and Australia.
Find out how the top 50 banks in Europe, North America and Australia scores on their PFM offering.
Bank Of America
PFM Providers and Standalone apps
Find out how the global top 60 PFM providers and standalone apps on iOS and Android scores.
The Cash App
Benchmarking 35+ personal finance management features
Need to know what PFM features competitors are offering? The benchmark covers 35+ types of PFM features in six different categories.
Investment management features
Investment account aggregation
Investment management (e.g., stock trading)
Open new savings or checking accounts
Open new investment accounts
Autonomous savings (incl. round ups)
Automated stock or bonds management robots
Debt management features
Loan aggregation and tracking
Credit score analysis
Sign up for new consumer loans
Sign up for new mortgages
Compare and switch consumer loans
Compare and switch mortgages
Cash flow features
Income and spending tracking
Visualize financial health
Net worth analysis
Insurance management features
Insurance aggregation and tracking
Compare and switch insurances
Retirement planning features
Retirement account aggregation and tracking
Retirement plan management
Expense management features
Aggregation of bank accounts
Aggregation of credit cards
Auto categorization of transactions
Alerts and notifications
Money management advice
Transfer of funds
Subscription switch or negotiation
Community comparison or challenges
Debit or credit card management (turn on or off)
Personalized offers based on transactions
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What is personal finance management?
PFM stand for Personal Finance Management and is defined as “digital banking software aiming to help consumers manage their overall financial health“.
Historically, PFM products have been focused on data visualizations such as spending trends, budgets and net worth. The new generation of PFM software makes smart use of artificial intelligence and machine learning that goes beyond static insights.
What is account aggregation?
Account aggregation, sometimes also known as financial data aggregation, is a method that involves compiling information from different accounts, which may include bank accounts, credit card accounts, investment accounts, and other consumer or business accounts, into a single place.
What is PFM 2.0?
PFM 2.0 refers to the next generation of retail banking products. Specifically, it suggests that PFM features should be proactive, automated, personalized, self-learning and predictive.