The 2019 Retail Banking PFM Benchmark 2019-04-02T15:42:05+00:00

Find out what features the global top 100 PFM banking solutions offer

The PFM benchmark report helps you to compare your bank’s personal finance management offering to competitors and FinTechs. This is a must read for any bank who wants to improve their PFM roadmap.

Personal finance management benchmark

Comparing the top banks and fintechs in the world

The benchmark includes 100+ money management solutions in Europe, North America and Australia.

Benchmarking 35+ personal finance management features

Need to know what PFM features competitors are offering? The benchmark covers 35+ types of PFM features in six different categories.

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What is personal finance management?

PFM stand for Personal Finance Management and is defined as “digital banking software aiming to help consumers manage their overall financial health“.

Historically, PFM products have been focused on data visualizations such as spending trends, budgets and net worth. The new generation of PFM software makes smart use of artificial intelligence and machine learning that goes beyond static insights.

What is account aggregation?

Account aggregation, sometimes also known as financial data aggregation, is a method that involves compiling information from different accounts, which may include bank accounts, credit card accounts, investment accounts, and other consumer or business accounts, into a single place.

What is PFM 2.0?

PFM 2.0 refers to the next generation of retail banking products. Specifically, it suggests that PFM features should be proactive, automated, personalized, self-learning and predictive.